:root{--red:#bd2835;--ink:#202f2b;--muted:#56645e;--green:#e6efe8;--cream:#fbf9f3}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:24px}body{margin:0;background:var(--cream);color:var(--ink);font:17px/1.65 system-ui,-apple-system,Segoe UI,sans-serif}a{color:inherit;text-underline-offset:5px}button,select{font:inherit}a,button,select,summary{touch-action:manipulation}a:focus-visible,button:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid var(--red);outline-offset:5px}header,main,footer{max-width:1160px;margin:auto}header{display:flex;justify-content:space-between;align-items:center;padding:30px 32px}.brand{text-decoration:none;display:flex;align-items:center;gap:14px;font-weight:750;line-height:1.35}.brand small{display:block;font-weight:450;color:var(--muted);font-size:13px;margin-top:3px}.badge{border:2px solid var(--red);color:var(--red);border-radius:50%;width:54px;height:54px;display:flex;flex-direction:column;align-items:center;justify-content:center;font-size:17px;line-height:1.05}.badge span{font-size:13px}.language{display:flex;align-items:center;gap:9px}select{padding:12px 36px 12px 14px;border:1px solid #bdc8bf;border-radius:10px;background:#fff;color:var(--ink);max-width:100%}main{padding:0 32px}.hero{display:grid;grid-template-columns:1.35fr 1fr;gap:70px;align-items:center;padding:65px 0 55px}.eyebrow{font-size:12px;letter-spacing:1.6px;font-weight:800;color:var(--red);margin:0 0 18px}h1{font-size:clamp(38px,5vw,64px);line-height:1.1;letter-spacing:-2.1px;margin:0 0 26px;font-weight:750}h2{font-size:clamp(28px,3vw,38px);line-height:1.22;letter-spacing:-1px;margin:0 0 22px}h3{font-size:20px;line-height:1.4;margin:12px 0}p{margin:0 0 18px}.lead{font-size:20px;color:var(--muted);max-width:560px}.button{display:inline-block;background:var(--red);color:white;border-radius:10px;text-decoration:none;padding:14px 19px;font-weight:650;font-size:15px;margin-top:14px;transition:transform .2s,background .2s}.button:hover{background:#9d1b28;transform:translateY(-2px)}.textlink{display:inline-block;margin:17px 0 0 18px;font-size:14px}.hero-card{position:relative;padding:45px 36px 30px;background:var(--green);border-radius:26px;transform:rotate(2deg);box-shadow:0 15px 30px #203e2910}.hero-card>p{font-weight:600}.amount{font-size:84px;font-weight:800;letter-spacing:-5px;line-height:1.15}.amount span{display:block;letter-spacing:0;font-weight:500;font-size:18px;margin:12px 0 20px}.hero-card .sub{font-size:15px;font-weight:400;max-width:280px}.pill{border-top:1px solid #c7d8cd;padding-top:18px;font-size:13px}.ball{position:absolute;top:-22px;right:22px;width:65px;height:65px;border-radius:50%;background:#fff;color:var(--red);display:grid;place-items:center;font-size:38px;animation:bob 5s ease-in-out infinite}.quick{display:flex;justify-content:space-between;border-block:1px solid #d8dfd5;padding:19px 0;gap:15px}.quick a{font-size:14px;font-weight:650;text-decoration:none}.quick a:hover{color:var(--red)}section{padding:66px 0}.intro{max-width:830px;color:var(--muted)}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:30px}.cards article{padding:25px;background:white;border:1px solid #e2e5dc;border-radius:17px}.cards p{font-size:15px;color:var(--muted);margin:0}.icon{display:inline-grid;place-items:center;width:42px;height:42px;border-radius:12px;background:var(--green);font-size:25px}.guide{background:var(--ink);color:white;border-radius:22px;padding:38px;display:grid;grid-template-columns:1fr 1.1fr;gap:46px}.guide .eyebrow{color:#f8b7b8}.guide p{color:#d9e2db}.chooser label{display:block;font-size:14px;font-weight:650;margin-bottom:9px}.chooser select{width:100%;margin-bottom:19px;font-size:15px}.result{background:#33453c;padding:20px;border-radius:12px;min-height:95px}.result p{margin:0;font-size:15px}.result strong{display:block;margin-bottom:8px}.result a{display:block;margin-top:12px;font-size:15px;font-weight:650}.privacy{font-size:12px;color:var(--muted);margin-top:15px}.guide .privacy{font-size:12px}.formgrid{display:grid;grid-template-columns:.9fr 1.2fr;gap:65px;margin-top:36px;align-items:start}.paper{background:white;border:1px solid #dce0d5;border-radius:8px;box-shadow:0 12px 35px #192e2410;padding:30px;font-size:13px;transform:rotate(-1deg)}.paperhead{display:flex;justify-content:space-between;gap:20px;font-size:14px}.paper>p{font-size:12px;margin:5px 0 25px}.family-fields{border:2px solid var(--red);border-radius:7px;padding:16px;position:relative;animation:highlight 4s ease-in-out infinite}.paper small{font-size:10px}.family-fields small{color:var(--red);font-weight:800}.family-fields label{display:block;margin-top:15px;font-size:12px}.line{display:block;border-bottom:1px solid #ccd5cb;height:16px}.short{max-width:100px}.paper .file-note{font-size:11px;line-height:1.5;margin:14px 0}.club-fields{border-radius:7px;background:#edf1eb;padding:17px;margin-bottom:16px;color:#59675d}.club-fields p{font-size:12px;margin:10px 0 0}.fake-lines{height:65px;background:repeating-linear-gradient(transparent 0,transparent 20px,#d8dfd5 21px,#d8dfd5 22px)}.steps{list-style:none;padding:0;counter-reset:step}.steps li{position:relative;padding-inline-start:58px;padding-bottom:15px;counter-increment:step}.steps li:before{content:counter(step);position:absolute;inset-inline-start:0;top:0;border-radius:50%;width:36px;height:36px;background:var(--green);display:grid;place-items:center;font-weight:750}.steps h3{margin:0 0 8px}.steps p{font-size:15px;color:var(--muted)}#questions{border-top:1px solid #d8dfd5}details{border-bottom:1px solid #d8dfd5;padding:18px 0}summary{font-size:18px;font-weight:650;cursor:pointer;padding-inline-end:25px}details p{font-size:16px;color:var(--muted);max-width:900px;margin:15px 0 0}details[open]{animation:appear .25s ease-out}.sources{padding:28px 32px;background:#eef1e9;border-radius:17px;margin-bottom:55px}.sources h3{margin-top:0}.sources p,.sources li{font-size:14px}.sources ul{padding-inline-start:20px}footer{border-top:1px solid #d8dfd5;padding:25px 32px;display:flex;gap:20px;flex-wrap:wrap;font-size:12px;align-items:center;color:var(--muted)}footer button{margin-inline-start:auto;background:none;border:1px solid #b9c5bb;padding:8px 13px;border-radius:7px;cursor:pointer;font-size:12px}.sr,.skip:not(:focus){position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(50%)}.skip:focus{position:fixed;top:10px;left:10px;background:white;padding:15px;z-index:100}html[dir=rtl] h1{letter-spacing:0}@keyframes bob{50%{transform:translateY(-8px) rotate(15deg)}}@keyframes highlight{50%{box-shadow:0 0 0 6px #bd283510}}@keyframes appear{from{opacity:0;transform:translateY(5px)}to{opacity:1;transform:translateY(0)}}@media(max-width:760px){header{padding:22px 20px}.brand{font-size:14px;gap:10px}.badge{width:42px;height:42px;font-size:14px}.language select{font-size:13px;padding:10px;width:130px}main{padding:0 20px}.hero{grid-template-columns:1fr;gap:42px;padding:40px 0}.hero-card{max-width:430px;width:100%;transform:none;padding:28px}.amount{font-size:66px}.quick{flex-wrap:wrap}.quick a{width:calc(50% - 10px);font-size:13px}.cards,.guide,.formgrid{grid-template-columns:1fr}.cards{gap:14px}.guide{padding:26px;gap:24px}.formgrid{gap:30px}.paper{transform:none;max-width:440px;width:100%;margin:auto}section{padding:45px 0}.sources{padding:24px}.textlink{margin-inline-start:0;display:block}h1{letter-spacing:-1px}.steps li{padding-inline-start:48px}footer{padding:22px 20px;gap:12px}footer button{margin:0}}@media(prefers-reduced-motion:reduce){*,*:before,*:after{animation:none!important;transition:none!important}html{scroll-behavior:auto}}@media print{body{background:white;font-size:11pt}header{padding:10px 0}main{padding:0}.language,.quick,.button,.ball,footer button,.textlink{display:none}section{padding:20px 0}.hero{padding:20px 0;gap:25px}h1{font-size:30pt}.hero-card,.paper{transform:none;box-shadow:none}.guide{background:white;color:var(--ink);border:1px solid #ccc}.guide p{color:var(--ink)}.result{background:white;border:1px solid #ccc}.guide .eyebrow{color:var(--red)}.cards{gap:10px}.cards article{padding:15px}.formgrid{gap:25px}details{break-inside:avoid}details p{display:block!important}.sources{margin:0}footer{padding:15px 0}}
/* Language and reading support */
#accessibility{padding:12px 0 0}.language-panel{border:1px solid #d8dfd5;border-radius:13px;padding:14px 18px;background:white}.language-panel summary{display:flex;align-items:center;gap:12px;font-size:15px}.language-panel summary:after{content:'⌄';margin-inline-start:auto}.language-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:9px;margin-top:18px}.language-grid button{display:flex;align-items:center;gap:9px;background:var(--cream);border:1px solid #d4ddd3;border-radius:8px;padding:11px 9px;cursor:pointer;font-size:13px;text-align:start}.language-grid button[aria-pressed=true]{border:2px solid var(--red);background:#fff0ef;font-weight:700}.flag{width:30px;height:18px;flex-shrink:0;box-shadow:0 0 0 1px #0002;border-radius:2px;overflow:hidden}.reader{background:#eef2eb;border-radius:13px;padding:18px;margin-top:13px}.reader-actions{display:flex;gap:10px;flex-wrap:wrap}.reader button{border:1px solid #b6c4b7;background:white;color:var(--ink);padding:10px 17px;border-radius:9px;cursor:pointer;font-size:14px;font-weight:650}.reader button:first-child{background:var(--ink);color:white;border-color:var(--ink)}.reader button:disabled{opacity:.5;cursor:default}.reader-options{display:flex;gap:15px;flex-wrap:wrap;margin-top:16px}.reader-options label{display:flex;flex-direction:column;gap:5px;min-width:0;font-size:12px}.reader-options select{font-size:13px;padding:9px 28px 9px 11px}.voice-choice{flex:1;min-width:160px!important}#read-status{font-size:13px;margin:12px 0 0}#read-note{margin:6px 0 0}.reading-now{outline:3px solid #c99531;outline-offset:5px;border-radius:3px;background:#fff5d5;color:#202f2b!important}html[dir=rtl] .reader-options{direction:rtl}@media(max-width:760px){.language-grid{grid-template-columns:repeat(2,1fr)}.reader-options{gap:10px}.reader-options label:first-child{flex:1}.voice-choice{flex-basis:100%}.reader-actions button{padding:10px 13px}.brand small{max-width:165px}header{gap:12px;flex-wrap:wrap}.language{margin-inline-start:auto}}@media print{#accessibility{display:none}.reading-now{outline:0;background:none}}
.faq-home{padding:48px 0 30px}.faq-home h1{font-size:clamp(36px,5vw,58px)}.topics{display:grid;gap:20px;margin-bottom:40px}.topic{background:white;border:1px solid #d8dfd5;border-radius:18px;padding:0;overflow:hidden}.topic>summary{display:flex;align-items:center;gap:22px;padding:28px;list-style:none;cursor:pointer}.topic>summary::-webkit-details-marker{display:none}.topic>summary strong{display:block;font-size:25px;line-height:1.3}.topic>summary small{display:block;color:var(--muted);font-size:15px;font-weight:400;margin-top:7px}.topic-icon{display:grid;place-items:center;flex-shrink:0;width:62px;height:62px;background:var(--green);color:var(--ink);border-radius:16px;font-size:32px}.topic-plus{margin-inline-start:auto;font-size:30px;font-weight:400}.topic[open]>.topic-plus{transform:rotate(45deg)}.topic[open]>summary .topic-plus{transform:rotate(45deg)}.topic[open]>summary{border-bottom:1px solid #d8dfd5}.topic-body{padding:0 30px 30px}.topic-body .hero{gap:35px;padding:42px 0}.but-title{font-size:40px;line-height:1.15}.topic-body .hero-card{transform:none}.topic-body .guide{padding:28px;gap:28px}.topic-body .sources{margin-bottom:0}.fees-intro{padding:32px 0 10px}.fee-table{width:100%;border-collapse:collapse;font-size:15px;margin:20px 0}.fee-table th,.fee-table td{text-align:start;padding:12px;border-bottom:1px solid #d8dfd5;vertical-align:top}.fee-table th{background:#edf2eb}.table-scroll{overflow-x:auto}.calculator{border:1px solid #ccd7cb;background:var(--cream);border-radius:17px;padding:25px;margin-top:30px}.calc-top{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:15px;margin-bottom:20px}.calc-top label,.member-card>label{display:block;font-size:14px;font-weight:600}.calculator input[type=number],.calculator select{width:100%;padding:9px 11px;font:inherit;font-size:15px;border:1px solid #bac8bd;border-radius:8px;background:white;color:var(--ink)}.calculator input[type=number]{max-width:130px}.check-label{display:flex!important;align-items:flex-start;gap:10px;font-size:14px;font-weight:400!important;margin:12px 0}.check-label input{margin-top:6px;width:18px;height:18px;flex-shrink:0}.member-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.member-card{background:white;border:1px solid #d8dfd5;border-radius:12px;padding:20px}.member-card h4{font-size:18px;margin:0 0 13px}.sports-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:3px 10px}.sports-grid .check-label{font-size:13px;margin:6px 0}.member-card .extra-field{padding:8px 0}.calc-result{margin-top:25px;background:var(--green);padding:25px;border-radius:13px}.calc-result h3{margin:0 0 10px}.calc-amount{font-size:38px;font-weight:800;line-height:1.2;margin:14px 0}.calc-result p{font-size:14px}.calc-result td,.calc-result th{font-size:13px}.fee-note{font-size:13px;color:var(--muted);padding:12px 15px;background:#f4f0df;border-radius:8px}.fee-note.warn{color:#782a13;background:#ffece2}.fees-faq details{background:none}.calc-total-row{font-weight:750}.topic:target{border-color:var(--red)}@media(max-width:760px){.topic>summary{padding:22px 16px;gap:13px}.topic>summary strong{font-size:21px}.topic>summary small{font-size:13px}.topic-icon{width:43px;height:43px;font-size:24px;border-radius:12px}.topic-body{padding:0 16px 22px}.topic-body .guide{padding:20px}.but-title{font-size:32px}.calculator{padding:17px}.calc-top,.member-list{grid-template-columns:1fr 1fr}.member-list{grid-template-columns:1fr}.fee-table{font-size:13px}.fee-table td,.fee-table th{padding:9px}.calc-amount{font-size:30px}.topic-plus{font-size:24px}}@media print{.faq-home{padding:15px 0}.topic{break-inside:auto;overflow:visible}.topic-body{padding:0 15px 15px}.topic>summary{padding:15px}.topic>summary strong{font-size:20px}.topic-plus,.calculator .calc-top,.calculator .member-list,.calculator>.check-label{display:none}.topic-body .hero{padding:20px 0}.calculator{padding:15px}.topics{display:block}.topic{margin-bottom:20px}}
.member-card{min-width:0;margin:0}.member-card legend{font-weight:750;padding:0 5px;font-size:17px}.extra-field[hidden]{display:none!important}.fees-faq{margin-top:38px}.calculator>label.extra-field{display:block;margin-top:22px;font-size:14px}.calculator>label.extra-field input{display:block;margin-top:8px}.member-card input[type=number]{margin-inline-start:12px}
/* FAQ layout 0.4 */
.svk-logo{width:88px;height:auto;object-fit:contain}.native-language{display:none}header{gap:25px}#language-menu-slot{margin-inline-start:auto;position:relative;z-index:20}.language-panel{border:2px solid var(--red);padding:10px 14px;min-width:195px}.language-panel[open]{position:absolute;inset-inline-end:0;top:0;width:520px;max-width:calc(100vw - 40px);box-shadow:0 14px 35px #203e2930}.language-panel summary{font-weight:700}.language-panel .language-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.page-layout{display:grid;grid-template-columns:minmax(0,1fr) 250px;gap:32px;align-items:start}.content-column{min-width:0}.sidebar{padding-top:48px;position:sticky;top:20px}.faq-home{padding:45px 0 30px}.faq-home h1{font-size:clamp(36px,4vw,50px)}.faq-home .lead{font-size:18px}.topic-tiles{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-bottom:25px}.topic-tile{position:relative;display:flex;flex-direction:column;align-items:flex-start;gap:14px;text-align:start;background:white;border:2px solid #d5ddd2;border-radius:18px;padding:25px;color:var(--ink);cursor:pointer;font-family:inherit;transition:border-color .2s,transform .2s}.topic-tile strong{font-size:23px;line-height:1.3}.topic-tile>span:not(.topic-icon):not(.tile-open){font-size:14px;line-height:1.5;color:var(--muted)}.topic-tile .tile-open{position:absolute;inset-inline-end:20px;top:30px;font-size:28px;color:var(--red)}.topic-tile:hover{border-color:var(--red);transform:translateY(-2px)}.topic-tile[aria-expanded=true]{border-color:var(--red);background:#fff7f2}.topic-tile[aria-expanded=true] .tile-open{transform:rotate(45deg)}.enhanced .topic:not([open]){display:none}.topic>summary{padding:21px}.topic>summary .topic-icon{width:40px;height:40px;font-size:23px}.topic>summary strong{font-size:22px}.topic>summary small{display:none}.topic-body{padding:0 22px 22px}.topic-body .hero{grid-template-columns:1fr;gap:25px}.topic-body .hero-card{max-width:100%;padding:24px}.topic-body .hero-card .amount{font-size:56px}.topic-body .hero-card .ball{display:none}.topic-body .hero-card .sub{max-width:none}.topic-body .cards{grid-template-columns:1fr}.topic-body .guide{grid-template-columns:1fr;gap:20px}.topic-body .formgrid{grid-template-columns:1fr;gap:30px}.topic-body .paper{max-width:400px;margin:auto}.topic-body section{padding:35px 0}.topic-body .sources{padding:20px}.topic-body .quick{gap:10px;flex-wrap:wrap}.topic-body .quick a{width:calc(50% - 10px)}.quicklinks{background:white;border:1px solid #d8dfd5;border-radius:14px;padding:19px}.quicklinks h2{font-size:19px;margin:0 0 13px}.quicklinks ul{list-style:none;padding:0;margin:0}.quicklinks li+li{border-top:1px solid #e2e6dd}.quicklinks a{display:flex;align-items:center;justify-content:space-between;gap:10px;text-decoration:none;font-size:14px;padding:11px 0}.quicklinks a:hover{color:var(--red)}.quicklinks a>span{color:var(--red)}.sport-links{border-bottom:0;padding:13px 0 0;margin-top:10px;border-top:1px solid #e2e6dd}.sport-links summary{font-size:14px}.voice-panel{border:1px solid #d8dfd5;background:#eef2eb;border-radius:13px;padding:15px;margin:15px 0}.voice-panel>summary{font-size:15px;padding:0}.reader{margin:0;padding:14px 0 0;background:none}.reader-options{display:block}.reader-options label{margin:12px 0}.reader button{font-size:12px;padding:8px 10px}.reader-actions{gap:7px}.reader select{width:100%}.voice-panel .privacy{font-size:11px}#accessibility{padding:0}.fee-reference,.calc-caveats{border:1px solid #d8dfd5;border-radius:12px;padding:16px;background:#fafbf7}.fee-reference>summary,.calc-caveats>summary{font-size:16px}.reference-body{padding-top:16px}.fees-intro{padding:22px 0}.fees-intro p{font-size:14px;margin-bottom:0}.calculator{margin-top:24px;padding:20px}.calculator h2{font-size:28px}.calc-top{grid-template-columns:1fr 1fr}.member-list{grid-template-columns:1fr}.sports-grid{grid-template-columns:1fr 1fr}.calc-caveats{margin-top:18px}.calc-caveats p{font-size:12px}.fee-reference .fees-faq h2{font-size:25px}.fee-reference .fees-faq summary{font-size:16px}.fee-table{font-size:13px}.calc-result{padding:18px}.brand small{max-width:260px}@media(max-width:850px){.page-layout{grid-template-columns:minmax(0,1fr) 220px;gap:20px}.topic-tiles{gap:13px}.topic-tile{padding:20px 16px}.topic-tile strong{font-size:20px}.topic-tile .topic-icon{width:48px;height:48px}.topic-body{padding:0 16px 20px}}@media(max-width:680px){.page-layout{grid-template-columns:1fr}.sidebar{position:static;padding-top:0;margin-bottom:22px}.faq-home{padding:28px 0 20px}.topic-tiles{grid-template-columns:1fr 1fr;gap:12px}.topic-tile{padding:19px 14px}.topic-tile strong{font-size:18px}.topic-tile>span:not(.topic-icon):not(.tile-open){font-size:12px}.topic-tile .tile-open{top:18px;inset-inline-end:10px;font-size:23px}.topic-tile .topic-icon{width:38px;height:38px;font-size:22px}.svk-logo{width:66px}.brand{font-size:13px}.brand small{font-size:11px;max-width:140px}header{flex-wrap:nowrap;padding:18px 20px;gap:12px}.language-panel{min-width:0;padding:10px}.language-panel summary{font-size:12px;gap:8px}.language-panel[open]{width:calc(100vw - 40px);top:0}.language-panel .language-grid{grid-template-columns:1fr 1fr}.flag{width:25px;height:15px}.calc-top{gap:12px}.topic-body .but-title{font-size:28px}.topic-body .lead{font-size:17px}.calculator{padding:15px}}@media(max-width:380px){.topic-tiles{grid-template-columns:1fr}header .brand small{display:none}.svk-logo{width:55px}.brand{gap:7px}.language-panel{padding:8px}}@media print{.sidebar,#language-menu-slot,.topic-tiles{display:none}.page-layout{display:block}.enhanced .topic:not([open]){display:block}.topic-body .hero{grid-template-columns:1fr}.fees-intro{display:none}.fee-reference{border:0}.svk-logo{width:60px}}
